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Annuities Basics

 These days it's easy to feel overwhelmed trying to choose best annuity for your financial future. There are so many options to choose from, and so many decisions to make, that it's easy to get lost in the details.

But regardless of what type of annuity you purchase, or which options you like best, an annuity is always an investment you make today for your future benefit, particularly for retirement. Annuities can offer income for yourself and your spouse, or fill in the gap between an early retirement and the beginnings of a pension plan.

You'll need to choose the annuity that makes the most sense for your personal situation. This involves you paying premiums now, and in the future receiving annuity payments for you to live on, or to enjoy as you see fit.

Just remember that an annuity is:
A life insurance plan, even though you'll purchase it from a life insurance company. Life insurance is designed to take care of your loved ones in the event of your death. An annuity is designed to provide you with future income at a set date to be decided by you and your provider.

What is an Immediate Annuity?